How are you with paying your bills? How about staying on a budget? Is this something that you struggle with? Why not take charge now and start your own budget planner? All it takes is a little bit of your time to set up and then you'll be saving time every time a bill comes in.
I'm all about efficiency and I'm sure you'll see that this workbook will help save you time. I've set up a bill budget planner and I would like to walk you through, step by step on how I set this planner up and how I use it. Also, stay tuned to the end because I've put together an awesome bonus for you.
Planners can be an efficient way of budgeting.
When it comes to planners, I'm in love!!! In my mind, they are the ultimate in organization and efficiency. The thing with planners are, you set up the system once and they are ready to work for you as long as you need them.
Budgets are not always on the top of my radar. Actually, it is usually the last thing I think about. Not thinking about the budget is not a good thing, I thought it was time to sit down and set up a functional budget.
Setting up a bill pay schedule.
When it comes to planners, I want everything included so I don't have to think about it. What are the point of having a plan in place if it's not going to help you stay organized! Let me start walking you through the budget planner.
I started out putting together a bill pay schedule. As you can see from the image below, there is a space for the item, due date, the amount paid, payment method, confirmation #, and paid.
Setting up a month-by-month budget planner.
Next, I started a full budget. From the image below (this is just a portion of what is actually included in this budget) you can see that there is a space for income and a different variety of expenses. There is a space for a "budgeted amount", and exact amount, and then the difference between the two. This way you can set up the budget month in advance and once it is time to add the actual amount in you can see how well you are sticking to your budget.
I like to do it the way because I like to see how I am doing year to year. I try to base my budget numbers off last year's numbers
Now finally I put together a year-end budget. This keeps an eye on the spending. There's a space for each month and then I've added the income and total expenses for each month. As you can see below this one is blank.
The year-end worksheet is a reference to show you how well you are doing.
Now, as promised, I've put together a bonus for you! By clicking the button below you can download this workbook and start using it for your bills and budget.
Are you inspired to become organized forever with a Budget Planner?
I hope this will help you become more organized! What type of systems do you have in place to keep your bills and budget in order? I would love to hear all about it in the comments below. Thank you so much for taking time out of your day to read this. Your support really means a lot.